✦ Smart Tools for Side Hustlers

Unlock Your Second Income Stream

See your real take-home after taxes and expenses, across every hustle you run. Pick a calculator and start below.

Free · No sign-up · 100% private. Your numbers never leave your browser.

Open the full Side Hustle calculator, FAQs & guide →
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Real take-home, not gross
See what you actually keep after self-employment tax, platform fees, mileage, and business expenses.
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Every income stream
Stack delivery, freelance, Etsy, and consulting income in one place. Tax applies to the combined total.
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2026 rates, all 50 states
Built on current IRS figures and 2026 state income tax brackets, updated every tax year.

Free calculators

Tools for side hustlers

No signup, no fluff. Enter your numbers and see what you actually owe — and what you actually keep.

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Side Hustle Tax Calculator

Stack every income stream — DoorDash, Etsy, freelancing — and see your real take-home including state income tax for all 50 states.

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Self-Employment Tax Calculator

Estimate Social Security, Medicare, and the 0.9% additional Medicare surtax on your Schedule SE.

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Gig Earnings Calculator

Uber, DoorDash, Etsy, Airbnb, and Fiverr — see your real take-home after platform fees, mileage, and SE tax.

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Freelance Rate Calculator

Salary-to-freelance rate. Accounts for SE tax, benefits replacement, and that you can only bill 60% of your hours.

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Home Office Deduction Calculator

Compare the IRS Simplified Method ($5/sqft) vs the Actual Expense Method side-by-side to maximize your home office deduction.

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Side hustle tax questions

How much should I set aside for taxes from a side hustle?
A practical rule is 25 to 30 percent of your net profit (revenue minus business expenses), saved in a separate account. That covers self-employment tax of about 15.3 percent plus federal income tax for most people in the 10 to 22 percent brackets. Higher earners should plan closer to 30 to 35 percent.
Do I owe self-employment tax on a small side gig?
If your net self-employment income is $400 or more for the year, you owe self-employment tax (Social Security and Medicare) and have to report it, even if no platform sends you a 1099. Below $400 of net profit, you do not owe self-employment tax on that income.
Are these calculators really free?
Yes. Every calculator on this site is free, needs no sign-up, and runs entirely in your browser. The numbers you enter are never sent to a server.
Which calculator should I use?
Use the Side Hustle calculator if you have multiple income streams and want your combined take-home with state tax. Use the Gig Earnings calculator for a single platform like Uber or DoorDash after fees and mileage. Use the Self-Employment Tax calculator for a pure Schedule SE estimate, and the Freelance Rate calculator to turn a target salary into an hourly rate.
Do these calculators include state income tax?
The Side Hustle and Gig Earnings calculators include 2026 state income tax for all 50 states and DC when you select your state. Estimates use single-filer brackets and exclude state standard deductions and local taxes, so your actual state bill is usually a little lower.